WELCOME!
- If you are a distressed homeowner, we are ready to help you change your current situation and capitalize on the numerous available options to avoid foreclosure, improve your credit, save your equity and ultimately gain control of your financial future.
- If you are considering selling to avoid foreclosure, you will enjoy the many educational resources and opportunities awaiting you!
- Our site is designed to be a useful resource to all that visit and is updated frequently, so visit us frequently and let your friends, family, and colleagues know about us! They will be glad you did and you will be creating good Karma for those in need.
More Info About Loan Mod Coach:
Loan Mod Coach is a full-service foreclosure avoidance and realty solutions company with broad expertise in loss mitigation and home preservation. We have been working with distressed homeowners through our affiliated companies, Loan Modification Specialists, LLC for over (15) years and understand the fear and anxiety that comes with pre-foreclosure status and ultimately foreclosure.
The good news is that you have several immediate options available to you, many of which you may not be aware of. Our goal is to familiarize you with these options and help you determine the best resources and outcome for your individual situation. If you truly want to remain in your home, we can realistically show you how this can likely be achieved.
We offer FREE and Confidential consultation to help you every step of the way, to help you keep your equity and ownership intact. Alternatively, if you are seeking a change, accepted a job offer elsewhere, or need to sell your home for debt reduction, health, marital or other personal and financial reasons, we are ready and willing to buy your home at a fair market price based on location and condition.
At Loan Mod Coach, we take the stress, anxiety, and hardship out of saving or selling your home. In most cases, if you wish to sell your home, we can arrange to purchase your home and help you transition into your next home within 30 days! NO closing or repair costs!
For a FREE, Confidential, no cost-no obligation consultation, call us at 609-315-1511.
3 Steps to Success
COACHES CORNER
As you are aware, there is a lot of misinformation on the web and all you have to do is search any one of the terms listed in this section and you’ll get a dozen different definitions and answers.
Get to know our Services
Attorney Referral Services
We are well connected and have previous experience with several attorneys in your area.
Bank Document Review
This service is part of the Coaching engagement retainer.
Bank Correspondence and Reply Assistance
This service falls into the same category of document review.
Credit Counseling and Repair
This service is available to all our clients.
Hardship Letter Assistance
This service is critical to the loan modification application process.
Legal Modification Review
This service is offered only when the bank has commenced legal action against you.
" What People Are Saying "
News you can use
FAQ
Predatory mortgage lending, according to the office of inspector general of the FDIC, is “imposing unfair and abusive loan terms on borrowers.” Some common predatory lending practices include: brokers that charge higher interest rates, unnecessarily large fees, prepayment penalty, targeting of minority groups, explosive adjustable interest rates, hidden fees that are not included such as taxes and insurance.
Possibly, if your case were to be accepted by one of our affiliated attorneys, they would seek the return of title to your name and/or monetary damages for wrongful foreclosure. Litigation strategy will vary from firm to firm and will be pursued only if your case is well documented and the foreclosure was carried out illegally or wrongfully.
Yes, a lawsuit or modification could apply to residential properties whether investment or owner occupied.
Clients should continue paying mortgage if they are able to unless the bank will not accept payments or a stay of payments is issued by the court.
Lenders will often not foreclose due to the “dual-tracking” laws if the modification documents are submitted in complete form and the bank has approved you for modification. This is due to the potential liability. However again we cannot unequivocally state or guarantee that a LAWSUIT OR MODIFICATION will stop your bank from pursuing a foreclosure sale date leading up to the modification approval or lawsuit outcome.
Estimating the length of time a modification will take is always uncertain as every bank and underwriting circumstance is different. Loan Mod Coach looks towards assisting you with the quickest outcome possible.
It depends on your lender and or the Investor guidelines. As you may or may not know, the bank is not always the mortgage holder and many times is merely the Servicer for another bank or private Investor. When you become a client, we will assist you in requesting the Lenders name and whether your mortgage is eligible to be modified again.